What is iTrustCapital?
iTrustCapital is a leading fintech software platform for alternative assets. The company provides 24/7 access to digital assets, cryptocurrencies, and precious metals through self-directed, tax-advantaged IRA and Non-IRA account options. Leveraging a highly secure closed-loop ecosystem and third-party US banks and custodians, iTrustCapital provides greater asset protection and flexibility for a broad range of retail and institutional clients. The company has earned more than 9,500 five-star client service ratings from Google and Trustpilot, and has successfully executed more than $14B in crypto transactions to date.
They allow investors to set up self-directed IRAs focused on cryptocurrencies in a few easy steps. Their investment platform allows you to buy and sell many popular cryptocurrencies such as Bitcoin, Ethereum, XRP, Solana and more.
Furthermore, iTrustCapital allows its clients to invest in physical gold and silver. You can invest 24/7, a unique feature not available with many gold IRA companies.
The company also has a large video library to help their investors understand crypto and IRAs.
The crypto IRA provider offers customers a dedicated section of free resources, which enable consumers to learn more about cryptocurrencies.
How to Sign Up with iTrustCapital:
Step #1:
First, go to their website and click on the “Open an Account” button. It will redirect you to the iTrustCapital sign-in page.
There, enter your name, email and other relevant information to start creating your account.
The platform will ask you to confirm your email. Once that’s done, you can move on to the next step.
Step #2:
After you have confirmed your email, you can start setting up your IRA. At iTrustCapital, you can choose from Traditional IRA, Roth IRA and SEP IRA.
Contributions in a Traditional IRA are tax-deductible and qualified distributions are taxable. On the other hand, the contributions in a Roth IRA are taxable while qualified distributions are tax-free.
In a SEP IRA, your contributions are tax-deductible while qualified distributions are taxable.
You should choose the IRA account type based on your financial requirements and goals.
Step #3:
Once you have chosen the account type, you can choose your preferred method for funding the account.
You can add funds directly or rollover funds from an existing IRA account. Both of the processes take relatively the same amount of time.
When your account has received the funds, you can start buying and selling cryptocurrencies available with iTrustCapital.
With a large team of customer experience experts, institutional custody, 24/7 access, and the exclusive tax advantages* of a crypto IRA, iTrustCapital stands out as the best crypto investment company for Americans in 2025.
*Some taxes may apply
I found their customer support team to be extremely helpful. Their easy to use interface and minimal fees, makes them stand out from other crypto IRA firms.
I highly recommend opening a crypto IRA with iTrustCapital:
iTrustCapital Products:
iTrustCapital has dozens of alternative assets you can buy and sell. One of the biggest highlights of their catalog is you can buy and sell both cryptocurrencies and precious metals.
This is a unique facility not available with many gold and crypto IRA companies. Here is a detailed overview of their asset selection:
Cryptocurrencies:
At the time of writing this review, the total number of cryptocurrencies available with iTrustCapital is 75+.
You will find almost all of the popular cryptocurrencies in this selection including Bitcoin, Ethereum, Solana, XRP, Avalanche, Cardano, Bitcoin Cash, Litecoin, Shiba Inu, and others.
You’d find a ton of popular options here.
Their Assets page shares the charts of every cryptocurrency available on their platform which can give you an overview of their recent performance.
Additional cryptocurrencies available with them include:
- Chainlink (LINK)
- Aave (AAVE)
- Cosmos (ATOM)
- Maker (MKR)
- Polkadot (DOT)
- EOS (EOS)
- Dogecoin (DOGE)
- Sushi (SUSHI)
- Polygon (MATIC)
- XRP
Moreover, you get Solana staking at iTrustCapital.
Precious Metals:
Apart from cryptocurrencies, you can also invest in physical gold and silver with this IRA provider.
They have partnered with the Royal Canadian Mint to offer storage of precious metals. Similarly, they have partnered with Kitco Metals, a prominent bullion dealer to offer gold and silver.
iTrustCapital allows you to keep track of your precious metals 24/7 through your personal dashboard.
They use VaultChain to offer 24/7 access to investors.
The availability of both gold and silver makes their asset selection impressive.
iTrustCapital has one of the best asset selections in the industry.
You can check out their complete asset collection here.
What makes their precious metals catalog different is you don’t face the stringent markups you might face with gold dealers.
Premium Custody Accounts (For Non-IRA Accounts)
If you want to buy and sell cryptocurrencies outside of your Crypto IRA with low fees and an easy-to-use platform, you can open a Premium Custody Account(PCA) with iTrustCapital.
With a PCA, you can buy, sell, and securely custody crypto 24/7 along with live customer support. Some prominent advantages of their premium custody accounts are:
- Institutional-grade custodians & assets held off-balance sheet
- Closed-loop system preventing external wallet withdrawals
- 24/7 buying and selling for dozens of assets
- Live U.S.-based customer support
- Reduced counterparty & cyber risk
- Simple, long-term holding strategy
iTrustCapital Fees and Cost:
The company has no any monthly account fees and only a 1% cryptocurrency transaction fee.
So, if you purchase $1000 worth of Bitcoin, you would get $990 worth of cryptocurrency with the company retaining the remaining $10 as its fee.
Furthermore, the company charges a gold transaction fee of $75 over the spot per ounce and a silver transaction fee of $3.25 over the spot per ounce.
Spot prices are subject to market fluctuations and change constantly. The IRA provider deducts the gold and silver transaction fees from your purchases and sales.
There is a one-time fee of $75 to convert a Traditional IRA to a SEP IRA or Roth IRA.
iTrustCapital points out that it doesn’t charge any additional fees to provide the following services. Your account includes
- Setup of your new IRA
- Funding of your new IRA through transfer/rollover/contribution to fund your new IRA
- Necessary IRS reporting
- Unlimited storage with their institutional custody partners
- Platform support and maintenance
Certainly, their fee structure is among the lowest in the crypto IRA sector.
The account minimum requirement is $1,000.
| Initial Set Up Fee | $0 |
| Annual Maintenance Fee | $0 |
| Transaction Fee (Cryptocurrency) | 1% |
| Transaction Fee (Gold) | $75 over spot per ounce |
| Transaction Fee (Silver) | $3.25 over spot per ounce |
| Account Minimum | $1,000 |
Additional Highlights of iTrustCapital: What Makes It Unique
Apart from being one of the top crypto IRA companies in the industry, there are plenty of qualities that make iTrustCapital a unique service provider. Below are their primary highlights:
Tax-Advantaged Crypto Investing*:
With a Traditional IRA at iTrustCapital your contributions can be tax-deductible. This is a huge advantage you wouldn’t get with crypto exchanges such as Binance or Coinbase.
With a Roth IRA, your gains could be tax-free. This is a big reason why crypto IRA providers are getting increasingly popular.
*Some taxes may apply
Client Education:
iTrustCapital puts a lot of effort into client education. They have a dedicated learning center where they provide customers with informative reads on cryptocurrencies, precious metals, security and retirement.
The company gives detailed instructions on how to open a new IRA account with them. Even if you have no experience in opening IRA accounts, their helpful videos and articles will help you through the entire process.
Similarly, if you’re confused about any aspect of iTrustCapital, you can check out their FAQ section. The detailed FAQ page covers most questions a client might have.
In their learning centre, you will find articles covering a variety of relevant topics such as:
- Institutional Custody vs Self Custody
- IRS Tax Treatment of Crypto
- Using Blockchain to Buy/Sell Gold/Silver
iTrustCapital ensures that its customers are able to stay updated on the industry’s recent trends and events.
Special Promotions:
In order to reach new consumers and promote their IRA services, this crypto IRA firm runs new promotions regularly.
Be sure to ask about any ongoing offers when talking to an iTrustCapital representative.
You never know what kind of a good deal might be out there waiting for you.
Secure Storage:
According to its website, iTrustCapital leverages regulated bank and trust partners, and institutional crypto storage providers, to secure assets. All iTrustCapital client assets are held 1:1 off-balance sheet.
They work with the most respected names in crypto for digital asset institutional storage, including Coinbase Custody and Fireblocks.
Easy Accessibility:
Another positive highlight of this IRA provider is its software platform. You can buy, sell, and access your assets 24/7 on the go through their platform. To facilitate this feature, the company offers live US-based customer supprot available Monday-Friday from 7:00 am to 5:00 pm PST.
If you have any questions or confusion, you can get in touch with their customer support through phone, live chat or social media.
Alternatively, you can use the contact form available on their website to get in touch with one of their representatives.
iPhone and iPad users can download the iTrustCapital app to buy/sell on their mobile devices. The app lets you buy and sell assets available in their selection, as well as view your investments.
Recent News: iTrustCapital Launches Solana (SOL) Staking
iTrustCapital Starts Solana (SOL) Staking for Both Crypto IRAs and Non-IRAs.
You can earn rewards by holding and backing certain cryptocurrencies through staking. For example, clients can stake their Solana (SOL) to help run and protect the Solana network. They get extra SOL over time in return. Clients may effortlessly stake SOL with iTrustCapital’s built-in staking mechanism. They don’t need to use external wallets or go through complicated setup stages. This new tool lets customers earn passive rewards in a safe, compliant, and easy-to-use way.
Clients can stake Solana (SOL) immediately from their iTrustCapital dashboard with just a few clicks. SOL usually starts collecting rewards within 2–3 business days after it is staked. You get your staking payouts in SOL. Clients can see what they’ve been staking on their iTrustCapital account dashboard at any moment. If they want to discontinue staking, they can start the procedure from the dashboard. Assets are usually returned to the client’s available balance within 1-2 business days after they are unstaked. They can then be held, exchanged, or staked again.
iTrustCapital Reviews and Complaints: What Do Their Customers Say?
Despite being in the industry for only 7 years, this crypto IRA company has established itself as a prominent service provider. It has amassed thousands of positive reviews across multiple consumer platforms.
Here’s a platform-wise breakdown of iTrustCapital reviews:
iTrustCapital Trustpilot:
Trustpilot is one of the most popular consumer review platforms. There, the company has received 5,800+ reviews and its aggregate rating is 5 out of 5 stars.
According to the AI summary of their reviews, most customers praise their customer service. Specifically, the expertise and patience of their team gets the most praise in iTrustCapital reviews.
Many customers name the representatives of this company when writing their reviews.
For example, Michael shares that the customer service of this firm was rated 5 stars and highlights his appreciation.
Similarly, Ed below shares that iTrust Capital was very helpful. He shares that the company made it easy for him to get started with his account.
Also, he points out that the customer service of the company was great at answering his questions.
There are countless reviews praising the company on these aspects.
iTrustCapital Google Reviews:
The Google My Business listing of this crypto IRA company has nearly 3,781 reviews at the time of writing this iTrustCapital review.
Based on these reviews, the company has an overall rating of 4.9 out of 5 stars.
Reviewers here praise the company’s helpful staff. For example, Elvin shares that he has finished transferring an IRA account to iTrust Capital. Elvin points out that the staff was extremely helpful in addressing his questions and requests.
Through their guidance, Elvin says that he was able to complete the initial transfer and the conversion process. Now his account is fully funded and ready to use.
iTrustCapital App Reviews:
The iOS app of this IRA provider has received more than 110 reviews on the App Store. Its overall rating is 4 out of 5 stars.
Reviews praise their app’s sleek design and its easy-to-use navigation. Moreover, reviewers appreciate the large number of assets available including Bitcoin and Ethereum.
However, the company has responded to every review on its mobile app.
This shows the company’s customer support is rather active.
Is iTrustCapital Legit?
Pros:
- Experienced leadership
- 24/7 accessible platform
- Offer gold and silver
- Non-IRA Crypto Account Available
- Solana (SOL) Staking
- Dozens of Cryptocurrencies
- Closed-Loop Security
Cons:
- US-focused services
Yes, iTrustCapital is a legitimate crypto IRA company. They have been in the industry since 2018 and have over 200,000 customers.
Moreover, they have garnered thousands of positive reviews across consumer platforms.
The crypto IRA company offers 75+ cryptocurrencies along with physical gold and silver to invest in. They provide consumers with a vast collection of free resources including videos and articles.
Also, they have a low flat 1% fee, the most competitive in the industry.
Investing in a crypto IRA can help you diversify your portfolio. Many cryptocurrencies have seen their value increase in the last few years.
Hence, I recommend checking out multiple service providers. You can learn about the best crypto IRA companies here.
