Mark Beaton holds the position of Vice President in the retirement & wealth division at OneDigital. He brings over a decade of experience in delivering retirement plan services to institutions and their employees.
At OneDigital, a facilitator for both business growth and individual potential, Mark plays a key role in helping businesses and individuals achieve their goals of health, success, and financial security.
This article aims to delve into Mark Beaton’s background and offer an overview of OneDigital. Additionally, we will examine the Investment Adviser Public Disclosure (IAPD) report and other pertinent information to provide a comprehensive understanding of Mark Beaton’s professional profile within the context of OneDigital.
Who is Mark Beaton?
Mark currently holds the position of Vice President in the retirement & wealth division, boasting over a decade of experience in delivering retirement plan services to institutions and their employees.
Based in Denver, Colorado, Mark leads the retirement + wealth team, where he concentrates on guiding corporations towards efficient pathways for retirement and wealth protection.
His responsibilities include working closely with retirement plan committees and administrators to provide fiduciary, investment, advisory, and other consultant services.
Mark earned his Bachelor’s Degree in Professional Aeronautics with a minor in Management from Embry Riddle Aeronautical University. Initially a commercial pilot, he transitioned to the financial services sector as a Municipal Bond Broker after an introduction to the Ziegler Companies.
Beyond his role as a Retirement Plan Consultant, Mark enjoys riding dirt bikes and serves as a Board member for a 501(c)(3) organization responsible for land management in the Rampart Range area of the Pike National Forest.
Investors are strongly encouraged to use IAPD to research representatives before engaging in business with them.
It’s important to note that there is no disclosure reported against Mark Beaton. This clean record enhances confidence in his professional standing, indicating an absence of any reported disciplinary actions or issues.
Overview of OneDigital
OneDigital serves as a facilitator for both business growth and individual potential. The team, acting as dedicated advocates, assists businesses and individuals in realizing their goals of health, success, and financial security.
Their range of services, including insurance, financial solutions, and HR platforms, offers personalized and technology-enabled solutions to enhance the modern work-life experience.
Recognized nationally for their culture of care, OneDigital’s teams empower employers and individuals to excel in their professional and personal lives.
With over 75,000 employers and millions of individuals relying on their expertise, OneDigital provides counsel, access to fully integrated worksite products and services, and retirement and wealth management advice through OneDigital Investment Advisors.
Established in 2000 and headquartered in Atlanta, OneDigital maintains a presence in most major markets nationwide, ensuring widespread accessibility to their comprehensive services.
OneDigital provides a comprehensive array of financial services tailored to meet the diverse needs of individuals and businesses. Among these offerings are the following key financial services:
Retirement Plan Consulting:
OneDigital excels in providing expert guidance on retirement plan strategies. Their seasoned professionals work closely with clients to develop customized retirement plans, ensuring alignment with individual needs and long-term financial goals.
OneDigital offers comprehensive fee benchmarking services to ensure that clients receive value-driven solutions. By assessing and comparing fees within the industry, they help optimize financial arrangements, promoting cost-effectiveness for employers and individuals alike.
OneDigital prioritizes participant education within retirement plans. They empower individuals to make informed financial decisions through targeted educational programs, fostering a deeper understanding of their retirement benefits and options.
Retirement Plan Administration:
OneDigital excels in the administration of retirement plans, providing seamless and efficient management. Their experienced team handles the complexities of plan administration, ensuring compliance, accuracy, and a smooth overall process for employers and plan participants.
OneDigital extends its services to include executive benefits, tailoring solutions to meet the unique needs of executives within an organization. These benefits may include deferred compensation plans, supplemental executive retirement plans, and other specialized offerings.
Personal Financial Planning:
OneDigital recognizes the importance of personal financial planning beyond retirement. Their services encompass a holistic approach to financial well-being, assisting individuals in creating comprehensive plans that address short-term and long-term financial goals, such as investments, insurance, and estate planning.
In short, OneDigital’s financial services portfolio is designed to offer a diverse range of solutions, from retirement planning to fee benchmarking and personal financial planning. Their client-focused approach ensures that individuals and organizations receive tailored advice and support for their unique financial needs.
Unfortunately, they do not offer IRA services in which investors can hold physical precious metals such as gold, silver, and platinum in their retirement investment portfolio.
Why Are Investors Diversifying Their Portfolio?
Experts agree that the financial market is now even more fragile than pre-2008. Will your retirement portfolio weather the imminent financial crisis? Threats are many. Pick your poison..
The financial system would be in great peril if one or more big banks fail.
“When we get to a downturn, banks won’t have the cushion to absorb the losses. Without a cushion, we will have 2008 and 2009 again.”
Student debt, which has been on a steep rise for years, could figure greatly in the next credit downturn.
“There are parallels to 2008: There are massive amounts of unaffordable loans being made to people who can’t pay them”
The US national debt has spiked $1 trillion in less than 6 months!
“If we keep throwing gas on flames with deficit spending, I worry about how severe the next [economic] downturn is going to be–and whether we have enough bullets left [to fight it],”
Total household debt rose to an all-time high of $13.67 trillion at year-end 2019.
“Any type of secured lending backed by an asset that is overvalued should be a concern… that is what happened with housing.”
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Investing in gold can offer several advantages in 2024, particularly when it comes to retirement planning. One key benefit is that gold is often seen as a hedge against inflation.
Over time, gold has demonstrated the ability to retain its value and preserve spending power despite currency fluctuations. Given the current high inflation rates, experts suggest that increasing allocations to gold could be a wise move.
The Personal Consumer Expenditures (PCE) index, which measures Americans’ spending on goods and services, has been notably high, ranging from 6% to 7% in 2022—significantly above historical standards and the Federal Reserve’s target rate of 2%.
With expectations that the economy may not fully recover until 2025 or later, gold becomes an appealing investment option.
Diversification is another advantage of investing in gold. During economic downturns or recessions, the stock market and real estate assets may face challenges.
Gold, however, tends to be a reliable strategy for maintaining a diversified portfolio. This diversification helps reduce exposure to risky investments and minimizes the impact of potential losses.
Additionally, gold provides liquidity, a crucial factor during a recession. Liquidity refers to the ability to quickly sell assets for cash, which becomes essential in times of financial difficulty.
Gold stands out in this aspect, offering high liquidity compared to other assets like stocks, bonds, or real estate. Its ability to be easily converted into cash makes it a valuable investment during economic downturns.
The stability and value of gold, along with its liquidity, make it a compelling option for investors looking to navigate potential economic challenges in 2024 and beyond, especially in the context of retirement planning.
Major banks including Signature Bank and Silicon Valley Bank collapsed this year. Retirees like you and me lost millions of dollars while the whitehouse got a bailout. I have personally invested in precious metals and made serious returns. You can request a free guide on gold investingusing the button below:
Mark Beaton’s extensive experience and leadership as Vice President in the retirement & wealth division at OneDigital showcase a commitment to delivering top-notch retirement plan services.
The clean record highlighted in the Investment Adviser Public Disclosure (IAPD) report adds confidence to his professional standing.
OneDigital’s role as a facilitator for business growth and individual potential, coupled with its comprehensive financial services, positions it as a valuable partner for both corporations and individuals.
Mark’s dedication to guiding corporations on efficient pathways for retirement and wealth protection aligns with OneDigital’s commitment to health, success, and financial security.
As we navigate economic uncertainties, recognizing the importance of diversified portfolios, including potential gold investments, adds a strategic layer.
Mark Beaton and OneDigital contribute significantly to the landscape of retirement planning and wealth management, emphasizing the importance of informed and diversified investment approaches for clients in today’s dynamic financial landscape.