Gold IRA Fidelity: Worth the Risk? Expert Review 2023

Many people seek solutions to secure their assets and ensure a pleasant retirement. A Gold IRA Fidelity account is a popular choice. This IRA allows individuals to keep gold in their retirement funds to safeguard against inflation and economic volatility.

However, it is not the best gold IRA facility. To learn about the top providers, check out best precious metals IRA companies.

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In the following article, you’ll learn if a Gold IRA Fidelity is a great choice for you or not.

What is Fidelity?

This company allows its consumers to invest in various precious metals. Many of their clients invest to supplement their retirement plans. Fidelity also offers additional services.

Gold IRA Fidelity is entirely trustworthy and legitimate. This is crucial because organizations like Fidelity have become used to handling your money and finances.

How Does Gold IRA Fidelity Work?

Fidelity Investments, one of the major investment firms in the United States, offers a gold IRA. They provide several investing options, including a gold-backed IRA. So, how exactly does a Fidelity Gold IRA work?

Gold IRA accounts are self-directed IRAs investing in gold and other precious metals. Fidelity provides regulatory services for gold IRA accounts, which allow investors to hold and invest in gold and other precious metals.

To start a gold IRA with Fidelity, you must first open a self-directed account. Once your account is established, you can speak with a Fidelity representative about investing in a gold-backed IRA. They will assist you in setting up your account and ensure your money is properly allocated.

A Gold IRA Fidelity operates similarly to a standard IRA, allowing you to hold genuine gold bullion instead of paper assets. You can keep a mix of gold and other precious metals in your IRA, such as silver and platinum. Fidelity offers a self-directed gold IRA, meaning you can choose which investments to hold in your account.

What Products Does Gold IRA Fidelity Offer?

Gold IRA Fidelity offers various gold-related products, including equities, funds, and ETFs. These are some of their most popular options:

Precious Metals

One of the facilities they offer is investing in precious metals. However, I don’t recommend them. That’s because there are plenty of specialized companies that can let you buy and hold physical gold in your IRA.

Fidelity’s Direct Investing plan allows you to buy various forms of gold, silver, and platinum. Despite the numerous possibilities for obtaining precious metals, it is important to remember that what you buy at the end of the day is paper gold.

Mutual Funds

If you want to gain exposure to the gold and silver markets without acquiring or holding metals, Fidelity has many mutual funds that can help. The Fidelity Select Gold Portfolio (FSAGX) invests more than half of its assets in gold. Over one-third of the Fidelity Advisor Gold Fund (FSHAX) assets are allocated.

Exchange-Traded Funds

Fidelity also has ETFs that invest in gold and silver miners, exposing you to the metals market without buying real gold. A well-known gold ETF is iShares Gold Trust (IAU).

ETFs are beneficial because they provide more liquidity and tax efficiency than mutual funds. Furthermore, most ETFs are cheap to acquire and sell, with many asking less than $1 for trades. 

Furthermore, Fidelity offers several commission-free ETFs that might be cost-effective for investing in gold and silver.

Individual Stocks

If you wish to invest in gold or silver mining companies, numerous stocks are available. Investing in these stocks is an excellent method to obtain exposure to the metals market without acquiring gold.

Goldcorp Inc. (GG) and Newmont Mining Corporation (NEM) are the most sought-after gold stocks.

Traditional IRAs

The Gold IRA Fidelity offers a complete retirement plan that can invest in gold, silver, and other precious metals via equities, ETFs, self-directed IRAs, and employer-sponsored accounts. With Fidelity’s all-inclusive IRA plans, you can take control of your future!

Although Fidelity does not support self-directed gold IRAs, many other companies will assist you in storing physical gold in your retirement account. The only catch is that some coins and bars must be purchased according to federal rules. Here’s an example:

  • Gold American Eagle Coin – 0.10 oz, 0.25 oz, 0.5 oz, 1 oz
  • Gold American Buffalo Coin – 1 oz
  • Silver American Eagle Coin – 1 oz
  • Platinum American Eagle Coin – 1 oz
  • Bullion Quality Bars

What Services Does Gold IRA Fidelity Offer?

The Gold IRA Fidelity is a well-known financial organization in the United States that provides retirement planning and investment products. If you want to invest in gold, go no further than Fidelity – it’s the place to be!

With so many financial management tools, it’s no wonder that this organization is dedicated to assisting you in reaching your financial objectives. Here are a few examples:

Brokerage Services

Fidelity provides an easy-to-use platform for buying and selling investments, whether you’re online or offline.

Customized Investing

If you have over $200,000 in Gold IRA Fidelity assets, the company provides specialized investment strategies to assist you in maximizing your earnings while minimizing risk. You may be confident that these customized plans will manage your investments effectively.

Wealth Management

When you invest at least $200,000 and have a net worth of more than $1 million, you can take advantage of an exclusive opportunity to work with an expert wealth manager to create a customized financial plan just for you.

I don’t recommend investing in a gold IRA with Fidelity Investments. Why? Because they don’t specialize in this area.

I recommend going with our top-rated company: Augusta Precious Metals. You can check out my review of them here.

gold ira fidelity alternative

Augusta Precious Metals is widely regarded as one of the most trustworthy companies in the market. Their business began in 2012, and their primary purpose is to assist their clients in having a better retirement.

Thousands of positive reviews of their products and services are on various sites. This demonstrates how well they perform their duties and handle their customers regardless of their requirements.

Augusta Precious Metals stays on top by delivering educational resources to its customers. This is useful for people who require additional field experience and understanding.

It is also considerably simpler to open an account with them. You will still have to deal with paperwork, but they will walk you through the process to ensure everything is in order.

The only drawback to the company is its high minimum investment requirement of $50,000. Others may think this is excessively pricey but be assured that they will safeguard your money and assets in a secure location.


  • Kingdom Trust, which manages over $12 billion in assets, has been a long-term partner.
  • A wide range of products are offered.
  • A long list of coins
  • All orders receive free shipping.


  • The minimum investment cost is high.

What Makes Gold an Ideal Investment For Your IRA?

Invest in an Individual Retirement Account (IRA) to protect your retirement and your family’s financial stability.

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To create a secure future for yourself, you must allocate a significant portion of your long-term savings to solid assets.

As the value of cash in an IRA rapidly depreciates, and inflation continues to rise, you need a dependable asset that will hold its value and grow over time. Gold is, without a doubt, the greatest option for this purpose.

Investors are nervous as the global economy struggles with lockdowns, shortages, wars, and inflation. Many people invest in actual gold IRAs to safeguard their riches and secure a better future.

When other assets suffer during a crisis, a gold IRA investment thrives. The ultimate risk is failing to safeguard yourself and your family, but with a Gold IRA, you can simply secure your financial future. You attain safety by being aware of economic threats and proactively mitigating them!

Get a free gold IRA guide from my top recommended company.


Gold IRA Fidelity has plenty of pros but when it comes to retirement savings, I don’t recommend them.

You should go with a specialized company that has a solid reputation in the industry. Furthermore, working with a team of experts that give you their full attention is always better.

That’s why I suggest you check out our top recommendation.

Alternatively, if you have any thoughts on Fidelity Investments, let me know in the comments!