Katrina Vanrensum: Does She Recommend Gold Investments?

Katrina Vanrensum, also known as Katrina Oxford, Katrina Sterling, or Katrina Vanrensum, is a registered financial advisor at Householder Group Estate & Retirement Specialists in Bothell, Washington and LPL Financial LLC in Bothell, Washington.

Who is Katrina Vanrensum?

Katrina Vanrensum is a financial advisor with 8 years of professional experience who works in Bothell, Washington. Vanrensum works as an advisor at Householder Group Estate & Retirement Specialists. 

Katrina Vanrensum Work History

She has worked for Stay At Home Mom, Karen E Briggs CFP® (Lpl Rep), Lpl Financial LLC, and Householder Group Estate & Retirement Specialists over the course of her career. Katrina Vanrensum holds Series 63, Series 65, and Series 66 licences, allowing them to function in Washington as both a securities agent and an investment advisor representative.

An Overview of Householder Group Estate

Householder Group Estate & Retirement Specialists is a registered investment firm based in Scottsdale, Arizona. The firm has 27 offices and a total of 96 financial advisors. It manages $1 billion in total assets across 6,426 accounts, making it one of the nation’s largest corporations in terms of assets under management. 98% of its 6,426 accounts are associated with high-net-worth people with more than $1 million in investable assets.

Katrina Vanrensum Householder Group Estate

Financial planning services, portfolio management for individuals and small businesses, portfolio management for institutional clients, pension consulting services, selection of other advisers, and publication of newsletters and educational seminars are all offered by Householder Group Estate & Retirement Specialists.


Householder Group, founded in 1997, is a Registered Investment Advisor (RIA) and Office of Supervisory Jurisdiction (OSJ) affiliated with LPL Financial. They offer creative, turn-key marketing solutions to assist financial advisors in expanding their practice.

Householder Group has assisted hundreds of advisers around the country in becoming more successful over the last 17 years. During that time, they have established extremely effective, patented marketing programmes that consistently give their advisers access to excellent prospective clients.

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What Services Do Katrina Vanrensum & Householder Group Estate Offer?

Householder Group provides a comprehensive range of services to help clients achieve their financial goals. They collaborate closely with each client to determine their individual requirements. They examine the situation on a regular basis to see whether any changes to the plan are required.

Householder Group Estate Services

The following are the services that Householder Group Estate & Retirement Specialists offer:

Retirement Income Planning

  • Prepare IRA rollovers
  • Analyze and redesign portfolios
  • Develop annual budgets for savings and investments
  • Establish Eternal IRAs
  • Help clients to retire with a comfortable standard of living

Estate Planning

  • Help reduce probate expenses, delays and publicity
  • Help reduce or eliminate estate taxes
  • Coordinate proper management of family assets
  • Review the proper manner of holding title to property
  • Prepare post-death planning and tax strategy

Risk Management

  • Maintain family income in the event of disability or death
  • Identify current and future risk exposure
  • Evaluate current coverage cost-effectiveness
  • Plan for long-term nursing care

Tax Planning

  • Help you to maximize the use of tax deductions
  • Defer taxes
  • Shift income between family members
  • Help reduce taxes through appropriate investments
  • Investment Analysis
  • Match investment vehicles with goals and needs
  • Evaluate specific investments
  • Consider and explain tax consequences
  • Analyze risk/return trade-off

What is an IRA?

An IRA is a financial institution-set-up account that allows an individual to save for retirement with tax-free or tax-deferred growth. Each of the three main types of IRAs has unique advantages:

Traditional IRAYou contribute money that you may be able to deduct on your tax return, and any earnings can potentially grow tax-free until you withdraw them in retirement. Many retirees find themselves in a lower tax bracket than they were before retirement, therefore tax deferral means that the money may be taxed at a lower rate.

Roth IRA – Contributions are made using money that has already been taxed (after-tax), and your money may potentially grow tax-free, with tax-free withdrawals in retirement, if certain conditions are met.

Rollover IRA – You contribute money to this traditional IRA that has been “rolled over” from a qualifying retirement plan. Rollovers are the transfer of qualified assets from an employer-sponsored plan, such as a 401(k) or 403(b), to an IRA.

Whether you choose a traditional or Roth IRA, the tax advantages allow your investments to potentially compound more quickly than in a taxable account.

Why you should invest in gold in 2023

If you’re thinking about investing in gold, here are several advantages to consider.

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Gold is considered a hedge against inflation

Gold and other precious metals have long been regarded as an intelligent choice against inflation. This is because, despite currency swings, it tends to keep its value and preserve your spending power over time.

“As inflation remains high, this could be an excellent time to increase allocations to gold,” says Frank Trotter, president of Battle Bank. “Over time, analysts have shown that gold is a good inflation hedge.”

The Personal Consumer Expenditures (PCE) index measures the prices that Americans spend on products and services. In 2022, the index ranged from 6% to 7%, which was substantially above the country’s historical standards. It was also substantially greater than the Federal Reserve’s goal rate of 2%.

According to economists, the economy may not reach that level until 2025, if at all, making gold an even more appealing investment to consider today.

“Based on recent economic data and the Fed’s position, it appears unlikely that the economic pain will be alleviated anytime soon.” In fact, it’s likely to become worse, says Richard Gardner, CEO of financial technology business Modulus Global.

Why Are Investors Diversifying Their Portfolio?

Experts agree that the financial market is now even more fragile than pre-2008. Will your retirement portfolio weather the imminent financial crisis? Threats are many. Pick your poison..

bank collapse

The financial system would be in great peril if one or more big banks fail.

“When we get to a downturn, banks won’t have the cushion to absorb the losses. Without a cushion, we will have 2008 and 2009 again.”

student loans 1

Student debt, which has been on a steep rise for years, could figure greatly in the next credit downturn.

“There are parallels to 2008: There are massive amounts of unaffordable loans being made to people who can’t pay them”

national debt

The US national debt has spiked $1 trillion in less than 6 months!

“If we keep throwing gas on flames with deficit spending, I worry about how severe the next [economic] downturn is going to be–and whether we have enough bullets left [to fight it],”

private debt

Total household debt rose to an all-time high of $13.67 trillion at year-end 2019.

“Any type of secured lending backed by an asset that is overvalued should be a concern… that is what happened with housing.”

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You can diversify your portfolio with gold

When an economy enters a recession, so does the stock market. During a recession, real estate assets may also lose value. During an economic slump, however, gold can be an excellent strategy to assure a diverse portfolio. Diversification reduces your exposure to risky investments and mitigates the impact of any losses.

“If investors are anticipating a possible recession and possibly stagflation, reallocating into gold can be an appropriate choice as they reduce exposure to stocks and bonds,” Trotter adds.

Gold helps with liquidity

In a recession, liquidity — or the ability to swiftly sell assets for cash — is critical. If you run into financial difficulties, you can sell your assets and still pay your payments and other obligations. 

Stocks, bonds, real estate, collectibles, and other tangible assets are often regarded as illiquid investments. They’re difficult to convert into useable dollars, especially when demand for those things is low. Who wants to buy rare artwork when they can’t pay their bills?

Gold, on the other hand, is extremely liquid and can be readily swapped for cash, making it an excellent investment during downturns. Gold is a useful addition to diversify a portfolio due to its price stability as well as its high value.

Major banks including Signature Bank and Silicon Valley Bank collapsed this year. Retirees like you and me lost millions of dollars while the White House bailed them out. I have personally invested in precious metals and made serious returns. You can request a free guide on gold investing using the button below:


As an Investment Advisor throughout Vanrensum’s career, she has helped many clients to achieve their investment goals.

However, Householder Group Estate & Retirement Specialists is not a good option for investors looking to secure their investment with a physical Gold IRA, while Augusta Precious Metals is a considerably superior option.

Each state has its own regulations and rules, so we’ve sorted and found the best Gold IRA company for each state.

Find the best Gold IRA company in your state