Luka Arnerich is a Retirement Plan Consultant based in Portland, Oregon, collaborating with Plan Sponsor clients at SageView.
SageView Advisory Group, founded in 1989, functions as an investment management and management consulting firm with its headquarters in Newport Beach, California. The company has a wide-reaching presence, with over 30 offices scattered across the United States.
In this article, we will delve into Luka Arnerich’s professional background and offer an overview of SageView Advisory. Additionally, we will examine the Investment Adviser Public Disclosure (IAPD) report and other pertinent information to present a comprehensive understanding.
About Luka Arnerich
Luka Arnerich is a Retirement Plan Consultant based in Portland, Oregon, working with Plan Sponsor clients at SageView. He is committed to providing personalized service, understanding each client’s needs, and offering tailored solutions for long-term success.
He specializes in portfolio management, investment policy development, plan design, investment menu design, vendor management, governance support, and fiduciary education.
His expertise covers various retirement plans, including defined contribution, defined benefit, deferred compensation plans, as well as consulting for endowments and foundations.
Before joining SageView in 2021, Luka spent eight years as a Consultant at Arnerich Massena, working with institutional clients.
Prior to that, he served as the Chief Compliance Officer and Director of Operations at SC Management, Inc., overseeing the daily operational functions of a short-biased hedge fund.
Luka holds a Bachelor of Science in business administration with a finance major from the University of Arizona. He is a licensed FINRA Series 65 holder and has earned the Chartered Alternative Investment Analyst (CAIA) designation.
Additionally, Luka is involved in the community, serving on the board of the Cole Parker Randall Foundation, an organization dedicated to raising awareness of Spinal Muscular Atrophy (SMA) in infants.
Investors are strongly encouraged to use IAPD to research representatives before engaging in business with them.
It’s important to note that there is no disclosure reported against Luka Arnerich. This clean record enhances confidence in his professional standing, indicating an absence of any reported disciplinary actions or issues.
About SageView Advisory Group
SageView Advisory Group, established in 1989, operates as an investment management and management consulting firm headquartered in Newport Beach, California, with a presence spanning over 30 offices across the United States.
Working as an independent SEC-Registered Investment Advisor (RIA), SageView provides advisory services to clients overseeing a substantial portfolio of over $170 billion in assets.’
The firm specializes in advising on various plans, including 401(k), 403(b), 457, defined benefit, and deferred compensation plans. Additionally, SageView extends wealth management services to individuals and families.
Notably, SageView’s team of advisors brings extensive experience within the financial industry, having collaborated with some of the largest plans in the nation.
The firm’s nationwide presence and substantial asset management underscore its position as a notable player in the financial advisory landscape.
Major banks including Signature Bank and Silicon Valley Bank collapsed this year. Retirees like you and me lost millions of dollars while the whitehouse got a bailout. I have personally invested in precious metals and made serious returns. You can request a free guide on gold investingusing the button below:
SageView Advisory Group provides a comprehensive suite of services aimed at innovative and fiduciary-focused retirement planning for non-profit organizations.
With a dedicated not-for-profit practice group comprising 13 individuals boasting a collective experience of over 215 years, SageView ensures tailored retirement solutions for organizations.
SageView employs a thorough process encompassing proprietary fund scoring and asset allocation methodologies, independent research, and alignment with Investment Policy Statements (IPS) to analyze, monitor, track, and replace investments.
Plan Compliance & Design Consulting:
The firm reviews plan features, oversees administrative needs, and manages plan mergers and acquisitions. SageView evaluates potential enhancements, creates non-qualified plans for executives, and provides compliance consulting, including DOL and IRS audit representation.
SageView assesses, develops, and implements education and communication objectives based on participant demographics.
Fiduciary Risk Management:
The company stays abreast of legislative changes, establishes fiduciary best practices, and ensures compliance with ERISA and Universal Fiduciary Standards of Care.
Provider Comparative Analysis:
SageView synthesizes complexities in plan sponsorship through tools like Provider Comparative Analysis, aiding plan sponsors in meeting fiduciary duties and participant needs to the highest standard.
SageView draws on its experience managing over 1,250 retirement plans to provide personalized portfolio management. With ongoing reviews and active management, the firm aligns investments with clients’ goals, emphasizing proprietary research and risk management.
SageView designs Defined Benefit and Defined Contribution plan strategies, conducts due diligence on plan mergers and acquisitions, and prepares sustainability studies.
The firm also offers actuarial valuations in compliance with IRS rules and regulations, as well as asset/liability modeling in collaboration with their advisory group.
Unfortunately, they do not offer IRA services in which investors can hold physical precious metals such as gold, silver, and platinum in their retirement investment portfolio.
Why Are Investors Diversifying Their Portfolio?
Experts agree that the financial market is now even more fragile than pre-2008. Will your retirement portfolio weather the imminent financial crisis? Threats are many. Pick your poison..
The financial system would be in great peril if one or more big banks fail.
“When we get to a downturn, banks won’t have the cushion to absorb the losses. Without a cushion, we will have 2008 and 2009 again.”
Student debt, which has been on a steep rise for years, could figure greatly in the next credit downturn.
“There are parallels to 2008: There are massive amounts of unaffordable loans being made to people who can’t pay them”
The US national debt has spiked $1 trillion in less than 6 months!
“If we keep throwing gas on flames with deficit spending, I worry about how severe the next [economic] downturn is going to be–and whether we have enough bullets left [to fight it],”
Total household debt rose to an all-time high of $13.67 trillion at year-end 2019.
“Any type of secured lending backed by an asset that is overvalued should be a concern… that is what happened with housing.”
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Investing in gold can offer several advantages in 2024, particularly when it comes to retirement planning. One key benefit is that gold is often seen as a hedge against inflation.
Over time, gold has demonstrated the ability to retain its value and preserve spending power despite currency fluctuations. Given the current high inflation rates, experts suggest that increasing allocations to gold could be a wise move.
The Personal Consumer Expenditures (PCE) index, which measures Americans’ spending on goods and services, has been notably high, ranging from 6% to 7% in 2022—significantly above historical standards and the Federal Reserve’s target rate of 2%.
With expectations that the economy may not fully recover until 2025 or later, gold becomes an appealing investment option.
Diversification is another advantage of investing in gold. During economic downturns or recessions, the stock market and real estate assets may face challenges.
Gold, however, tends to be a reliable strategy for maintaining a diversified portfolio. This diversification helps reduce exposure to risky investments and minimizes the impact of potential losses.
Additionally, gold provides liquidity, a crucial factor during a recession. Liquidity refers to the ability to quickly sell assets for cash, which becomes essential in times of financial difficulty.
Gold stands out in this aspect, offering high liquidity compared to other assets like stocks, bonds, or real estate. Its ability to be easily converted into cash makes it a valuable investment during economic downturns.
The stability and value of gold, along with its liquidity, make it a compelling option for investors looking to navigate potential economic challenges in 2024 and beyond, especially in the context of retirement planning.
Luka Arnerich, a Retirement Plan Consultant at SageView Advisory Group in Portland, Oregon, collaborates with Plan Sponsor clients. SageView, founded in 1989, is a nationwide investment management and consulting firm based in Newport Beach, California.
Luka’s expertise covers portfolio management, investment policy development, and fiduciary education, showcasing a commitment to personalized service for long-term client success.
With a clean record in the Investment Adviser Public Disclosure (IAPD) report, Luka’s professional standing is solid.
SageView’s nationwide presence and Luka’s expertise position them as significant players in the field of retirement planning and investment management.
Furthermore, considering the economic landscape in 2024, investing in gold holds importance. Gold serves as a hedge against inflation, with a proven ability to retain value during currency fluctuations.
In a scenario of high inflation rates, increasing allocations to gold can be a prudent strategy. Its diversification benefits, stability, and liquidity make gold an appealing option for investors navigating potential economic challenges, especially in the context of retirement planning.