Glenn Able is an experienced retirement advisor working with Creative Planning Retirement Services in Dallas, Texas.
In this Glenn Able Creative Planning article, we’ll explore Glenn Able’s background and his company, Creative Planning. We’ll take a closer look at the IAPD report and other relevant information you might find insightful.
About Glenn Able
Glenn Able brings over 30 years of expertise to the financial services industry, focusing on retirement plan design, administration, and investment management.
With a strong background in working with diverse plans, including 401(k), 403(b), Defined Benefit, and Deferred Compensation, he has collaborated with both corporate and non-profit entities.
Source: Linkedin
Passionate about enhancing the financial well-being of workforces, Glenn has held key roles in renowned financial services firms like GuideStone Financial Resources, Milliman, American Express, Wells Fargo Nikko Investment Advisors (now Blackrock), and Ameritrust Texas (now JP Morgan Chase).
A graduate of Baylor University with a BBA in Finance and Management, Glenn holds professional designations as a Certified Financial Planner (CFP) and Chartered Financial Consultant (ChFC).
He also possesses FINRA Series 6, 63, 65, and 24 security licenses. Glenn’s specialities encompass retirement consulting, investment advisory services, and delivering workplace financial solutions for institutional plan sponsors.
He is registered to offer investment advice in Texas and may extend advisory services to other states under relevant state exemptions from registration or notice filing.
Glenn Able IAPD Report
The IAPD report for Glenn Able provides a comprehensive overview, encompassing details about his employment history, professional qualifications, disciplinary actions, criminal convictions, civil judgments, and arbitration awards.
Utilizing the IAPD is strongly recommended for investors to thoroughly check the background of representatives before engaging in business transactions.
According to the report, Glenn is presently associated with Creative Planning Retirement Services in Dallas, Texas. Importantly, the report highlights that there are no disclosures reported against Glenn Able, underlining a clean record.
Investors can rely on this information as part of their due diligence when considering engagements with Glenn Able.
What is Creative Planning Retirement Services?
Creative Planning, LLC is an independent wealth management firm that offers a financial planning-centric approach to investment management.
They provide services such as retirement planning, estate planning, trust services, tax advice, and family office services for individuals. Additionally, they manage 401(k) plans and offer institutional money management.
As of December 31, 2022, Creative Planning oversees more than $210 billion in combined assets under management and advisement.
Based in Dallas, TX, Creative Planning has a team of 1,086 advisors. The average advisor-to-client ratio is 1 advisor per 65 clients, though this ratio may vary based on firm practices.
The fees charged by Creative Planning depend on the specific services provided to each client.
They offer a range of services, including financial planning, portfolio management for individuals and small businesses, portfolio management for pooled investment vehicles, portfolio management for businesses or institutional clients, pension consulting services, selection of other advisers, and educational seminars/workshops.
What Services Does Creative Planning Offer?
Creative Planning offers a comprehensive range of services under one roof, providing expertise across various financial disciplines:
1. Comprehensive Wealth Management:
Creative Planning excels in optimizing your financial landscape by seamlessly integrating investments, taxes, and estate planning. Their holistic approach ensures a unified strategy tailored to your unique financial situation.
2. Investment Management:
Say goodbye to generic portfolios. Creative Planning provides customized investment plans, avoiding the one-size-fits-all approach. Your portfolio is actively managed, adapting to changing market conditions for optimal performance.
3. Strategic Tax Planning:
Creative Planning employs smart tax strategies, ensuring you retain more of your hard-earned wealth. Their expert team navigates the complexities of tax planning, making tax season a more straightforward process for you.
4. Estate Planning & Trusts:
Guiding you through the intricacies of estate planning, Creative Planning ensures the smooth transfer of your wealth to loved ones. Their trust services provide a comprehensive approach to preserving and passing on your assets.
5. Financial Planning:
Personalized financial plans from Creative Planning are designed to help you achieve your goals. Their recommendations are tailored to your unique circumstances, ensuring a roadmap that aligns with your aspirations.
6. Retirement Planning:
Creative Planning crafts a clear roadmap for your retirement, supporting your income needs and desired lifestyle. Their approach goes beyond financial numbers, considering your lifestyle and aspirations during retirement.
7. Insurance:
Safeguarding your wealth is paramount. Creative Planning offers insurance solutions tailored to your needs, ensuring that your financial well-being is protected against unforeseen events.
8. International Services:
For Americans navigating global life and work, Creative Planning offers expertise in handling the unique financial challenges of an international lifestyle. Their services provide clarity and guidance in a global financial context.
9. Business Owner Services:
Business owners can rely on Creative Planning for managing retirement plans and conducting valuations. Their services are designed to address the specific financial needs and goals of businesses.
10. Retirement Services:
Creative Planning extends comprehensive retirement services for businesses of all sizes. This includes plan design, investment advice, ERISA compliance, and proactive participant engagement.
11. Investment Advisory & OCIO Services:
For endowments, foundations, charities, and nonprofit organizations, Creative Planning offers tailored operations, governance, and portfolio management solutions, ensuring responsible stewardship of financial resources.
Creative Planning’s commitment to providing a diverse array of in-house services showcases its dedication to being a holistic wealth management partner for individuals, businesses, and nonprofit organizations.
Unfortunately, they do not offer IRA services in which investors can hold physical precious metals such as gold, silver, and platinum in their retirement investment portfolio.
Why Are Investors Diversifying Their Portfolio?
Experts agree that the financial market is now even more fragile than pre-2008. Will your retirement portfolio weather the imminent financial crisis? Threats are many. Pick your poison..
The financial system would be in great peril if one or more big banks fail.
“When we get to a downturn, banks won’t have the cushion to absorb the losses. Without a cushion, we will have 2008 and 2009 again.”
Student debt, which has been on a steep rise for years, could figure greatly in the next credit downturn.
“There are parallels to 2008: There are massive amounts of unaffordable loans being made to people who can’t pay them”
The US national debt has spiked $1 trillion in less than 6 months!
“If we keep throwing gas on flames with deficit spending, I worry about how severe the next [economic] downturn is going to be–and whether we have enough bullets left [to fight it],”
Total household debt rose to an all-time high of $13.67 trillion at year-end 2019.
“Any type of secured lending backed by an asset that is overvalued should be a concern… that is what happened with housing.”
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Why you should invest in gold in 2024
Investing in gold can offer several advantages in 2024, particularly when it comes to retirement planning. One key benefit is that gold is often seen as a hedge against inflation.
Over time, gold has demonstrated the ability to retain its value and preserve spending power despite currency fluctuations. Given the current high inflation rates, experts suggest that increasing allocations to gold could be a wise move.
The Personal Consumer Expenditures (PCE) index, which measures Americans’ spending on goods and services, has been notably high, ranging from 6% to 7% in 2022—significantly above historical standards and the Federal Reserve’s target rate of 2%.
With expectations that the economy may not fully recover until 2025 or later, gold becomes an appealing investment option.
Diversification is another advantage of investing in gold. During economic downturns or recessions, the stock market and real estate assets may face challenges.
Gold, however, tends to be a reliable strategy for maintaining a diversified portfolio. This diversification helps reduce exposure to risky investments and minimizes the impact of potential losses.
Additionally, gold provides liquidity, a crucial factor during a recession. Liquidity refers to the ability to quickly sell assets for cash, which becomes essential in times of financial difficulty.
Gold stands out in this aspect, offering high liquidity compared to other assets like stocks, bonds, or real estate. Its ability to be easily converted into cash makes it a valuable investment during economic downturns.
The stability and value of gold, along with its liquidity, make it a compelling option for investors looking to navigate potential economic challenges in 2024 and beyond, especially in the context of retirement planning.
Conclusion
Glenn Able, with over 30 years of experience, brings valuable expertise to retirement planning and wealth management.
Creative Planning Retirement Services, under Glenn’s guidance, offers a comprehensive suite of services. His clean record, as seen in the IAPD report, enhances trust.
Investing in gold in 2024 for retirement planning is a strategic move, offering resilience against inflation, diversification, and high liquidity during economic downturns.
Feel free to share your thoughts on Glenn Able and Creative Planning in the comments below.
Personally, I recommend you check out our best gold IRA companies list of 2023. Or, you can check out the top-rated gold investment company of your state below:
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