Rodney Balbuena is a Retirement Plan Consultant at SageView’s office in Pasadena, California. With more than 20 years of experience, he specializes in delivering high-quality retirement plan solutions to medium and large-sized organizations.
SageView Advisory Group, founded in 1989, is an investment management and management consulting firm based in Newport Beach, California. The company has a nationwide presence with over 30 offices across the United States.
In this article, we will delve into Rodney Balbuena’s background and offer an overview of SageView Advisory. Additionally, we’ll explore the Investment Adviser Public Disclosure (IAPD) report and other pertinent information to provide a thorough understanding.
Who is Rodney Balbuena?
Rodney Balbuena serves as a Retirement Plan Consultant at SageView’s Pasadena, California office. With over 20 years of experience, he has been delivering quality retirement plan solutions to mid and large-sized organizations.
Recognized as a “rising star of retirement” by Institutional Investor Magazine, Rodney is well-regarded for his industry expertise, financial market knowledge, and strategic insights.
His contributions have been acknowledged by national publications, including a feature in USA Today on “401(k) plans to take a page out of pensions’ playbook.” Rodney’s top priority is client service, ensuring the efficient functioning of all aspects of their retirement programs.
He customizes strategies for each organization to align financial vehicles with the unique needs of both employees and employers.
Before joining SageView, Rodney served as a Retirement Investment Adviser at one of the largest insurance brokerages in the United States.
There, he successfully managed a portfolio of approximately $850+ million for-profit and non-profit organizations. With a background in other prominent financial institutions, Rodney brings insight and understanding of the global requirements of each company.
Rodney attended California State University, Los Angeles, and holds Series 6, 63, and 65 securities registrations. A native of Los Angeles, he currently resides in Studio City.
Investors are strongly encouraged to use IAPD to research representatives before engaging in business with them.
It’s important to note that there is no disclosure reported against Rodney Balbuena. This clean record enhances confidence in his professional standing, indicating an absence of any reported disciplinary actions or issues.
About SageView Advisory Group
SageView Advisory Group, established in 1989, operates as an investment management and management consulting firm headquartered in Newport Beach, California, with a presence spanning over 30 offices across the United States.
Working as an independent SEC-Registered Investment Advisor (RIA), SageView provides advisory services to clients overseeing a substantial portfolio of over $170 billion in assets.’
The firm specializes in advising on various plans, including 401(k), 403(b), 457, defined benefit, and deferred compensation plans. Additionally, SageView extends wealth management services to individuals and families.
Notably, SageView’s team of advisors brings extensive experience within the financial industry, having collaborated with some of the largest plans in the nation.
The firm’s nationwide presence and substantial asset management underscore its position as a notable player in the financial advisory landscape.
SageView Advisory Services
SageView Advisory Group provides a comprehensive suite of services aimed at innovative and fiduciary-focused retirement planning for non-profit organizations.
With a dedicated not-for-profit practice group comprising 13 individuals boasting a collective experience of over 215 years, SageView ensures tailored retirement solutions for organizations.
SageView employs a thorough process encompassing proprietary fund scoring and asset allocation methodologies, independent research, and alignment with Investment Policy Statements (IPS) to analyze, monitor, track, and replace investments.
Plan Compliance & Design Consulting:
The firm reviews plan features oversees administrative needs and manages plan mergers and acquisitions. SageView evaluates potential enhancements, creates non-qualified plans for executives, and provides compliance consulting, including DOL and IRS audit representation.
SageView assesses, develops, and implements education and communication objectives based on participant demographics.
Fiduciary Risk Management:
The company stays abreast of legislative changes, establishes fiduciary best practices, and ensures compliance with ERISA and Universal Fiduciary Standards of Care.
Provider Comparative Analysis:
SageView synthesizes complexities in plan sponsorship through tools like Provider Comparative Analysis, aiding plan sponsors in meeting fiduciary duties and participant needs to the highest standard.
SageView draws on its experience managing over 1,250 retirement plans to provide personalized portfolio management. With ongoing reviews and active management, the firm aligns investments with clients’ goals, emphasizing proprietary research and risk management.
SageView designs Defined Benefit and Defined Contribution plan strategies, conducts due diligence on plan mergers and acquisitions, and prepares sustainability studies.
The firm also offers actuarial valuations in compliance with IRS rules and regulations, as well as asset/liability modelling in collaboration with their advisory group.
Unfortunately, they do not offer IRA services in which investors can hold physical precious metals such as gold, silver, and platinum in their retirement investment portfolio.
Why Are Investors Diversifying Their Portfolio?
Experts agree that the financial market is now even more fragile than pre-2008. Will your retirement portfolio weather the imminent financial crisis? Threats are many. Pick your poison..
The financial system would be in great peril if one or more big banks fail.
“When we get to a downturn, banks won’t have the cushion to absorb the losses. Without a cushion, we will have 2008 and 2009 again.”
Student debt, which has been on a steep rise for years, could figure greatly in the next credit downturn.
“There are parallels to 2008: There are massive amounts of unaffordable loans being made to people who can’t pay them”
The US national debt has spiked $1 trillion in less than 6 months!
“If we keep throwing gas on flames with deficit spending, I worry about how severe the next [economic] downturn is going to be–and whether we have enough bullets left [to fight it],”
Total household debt rose to an all-time high of $13.67 trillion at year-end 2019.
“Any type of secured lending backed by an asset that is overvalued should be a concern… that is what happened with housing.”
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Investing in gold can offer several advantages in 2024, particularly when it comes to retirement planning. One key benefit is that gold is often seen as a hedge against inflation.
Over time, gold has demonstrated the ability to retain its value and preserve spending power despite currency fluctuations. Given the current high inflation rates, experts suggest that increasing allocations to gold could be a wise move.
The Personal Consumer Expenditures (PCE) index, which measures Americans’ spending on goods and services, has been notably high, ranging from 6% to 7% in 2022—significantly above historical standards and the Federal Reserve’s target rate of 2%.
With expectations that the economy may not fully recover until 2025 or later, gold becomes an appealing investment option.
Diversification is another advantage of investing in gold. During economic downturns or recessions, the stock market and real estate assets may face challenges.
Gold, however, tends to be a reliable strategy for maintaining a diversified portfolio. This diversification helps reduce exposure to risky investments and minimizes the impact of potential losses.
Additionally, gold provides liquidity, a crucial factor during a recession. Liquidity refers to the ability to quickly sell assets for cash, which becomes essential in times of financial difficulty.
Gold stands out in this aspect, offering high liquidity compared to other assets like stocks, bonds, or real estate. Its ability to be easily converted into cash makes it a valuable investment during economic downturns.
The stability and value of gold, along with its liquidity, make it a compelling option for investors looking to navigate potential economic challenges in 2024 and beyond, especially in the context of retirement planning.
Major banks including Signature Bank and Silicon Valley Bank collapsed this year. Retirees like you and me lost millions of dollars while the whitehouse got a bailout. I have personally invested in precious metals and made serious returns. You can request a free guide on gold investingusing the button below:
Rodney Balbuena, a seasoned Retirement Plan Consultant at SageView’s Pasadena office, brings over two decades of experience in delivering tailored retirement solutions to medium and large-sized organizations.
His expertise has been acknowledged by industry publications, highlighting his commitment to client service and strategic insight.
SageView Advisory Group operates as an investment management and consulting firm with a nationwide presence. The firm’s commitment to fiduciary-focused retirement planning is evident in its comprehensive suite of services, providing innovative solutions to non-profit organizations.
Rodney Balbuena’s clean record, as indicated in the IAPD report, further instils confidence in his professional standing. Additionally, there are many benefits of investing in 2024, emphasizing its role as a hedge against inflation and economic uncertainty.
Investors seeking more information or considering diversifying their portfolios with gold are encouraged to explore the provided resources and consult with experts.
Overall, the combination of Rodney Balbuena’s expertise and SageView Advisory Group’s comprehensive services reflects a commitment to effective retirement planning.