Seji Alexander is a financial advisor in San Mateo, California, with 12 years of expertise in this industry. Alexander works at Fisher Investments. Alexander holds a Series 66 licence, allowing her to work as a securities agent as well as an investment advisor representative.
Seji Alexander works as a financial advisor at Fisher Investments. She began her career in 2005 as a Financial Representative at Fidelity Investments.
She established a goal to get closer to portfolio management and went on to join Kayne Anderson Rudnick Investment Management as an Investment Advisor Associate, where she acquired further exposure to the RIA sector. Seji discovered Fisher Investment after moving to the Bay Area to marry in late 2009. Then She started at the firm as a Client Account Coordinator in 2010.
By 2011, she had been named “Client Account Coordinator of the Year,” and her managers praised her as “an account clearing machine” who contributed significant value to the lives of her clients. Later that year, she chose to expand out and work as an Investment Counsellor, a position she held until 2015.
IAPD report of Seji Alexander includes information such as employment history, professional qualifications, disciplinary actions, criminal convictions, civil judgements and arbitration awards.
Investors are highly encouraged to use IAPD to check the background of representatives before deciding to conduct business with them.
It is important to note that no disclosures have been reported against Seji Alexander.
What is Fisher Investments?
Fisher Investment has a total of 3,349 individuals across 14 offices. It manages $192 billion in assets across 269,289 customer accounts, making it one of the largest financial advice firms in the country in terms of assets under management.
Fisher’s 269,289 client accounts include 46% high-net-worth individuals with more than $1 million in investable assets. The organisation offers a variety of services, including financial planning, portfolio management for small businesses, investment companies, and others.
Ken Fisher founded the firm in 1979, incorporated it in 1986, and remained as CEO until July 2016, when he was succeeded by Damian Ornani, a long-time Fisher Investments employee. Ken is still the company’s executive chairman and co-chief investment officer.
Fisher Investments and its subsidiaries managed over $210 billion in assets for individual and institutional investors globally as of June 2023. Fisher Investments Institutional Group, Fisher Investments Private Client Group, Fisher Investments 401(k) Solutions Group, and Fisher Investments Private Client Group International are the firm’s four primary business segments.
What Services does Fisher Investments offer?
Fisher Investment consists of three key services: Financial Planning, Portfolio Management, and Annuity Evaluation.
Financial planning is a wide strategy for managing your money today and preparing for future success. This can include assistance with:
Budgeting and cash flow forecasting
Estate and tax planning
Saving for an emergency fund
Saving on a daily basis
One of the most important components of your financial planning journey will be retirement.
Whether you want to keep accumulating your money, maintain your desired lifestyle, or something in between, you can get assistance in developing a retirement plan that works for you.
Fisher Investments can help you set goals and discover how to build retirement income. Your Adviser will also make it a priority to connect your investment with your retirement objectives and will give you the resources and tools you need to keep on track in other areas of your life as well.
Fisher will continue to manage your investments after creating your portfolio by analysing their performance on an ongoing basis. Fisher uses active portfolio management, which varies from passive management.
Rather than urging you to maintain your current asset allocation or hold assets that are underperforming, Fisher will monitor market conditions and offer trades that are appropriate for your risk tolerance and goals.
Annuity evaluation is another service Fisher will provide you as a Personal Wealth Management client. Fisher Investments does not sell annuities, but it does assist investors in analysing annuities on an individual basis.
If you currently have an annuity, Fisher can assist you in evaluating its benefits and drawbacks in the context of your entire investing and retirement planning strategy.
Unfortunately, they do not offer IRA services in which investors can hold physical precious metals such as gold, silver, and platinum in their retirement investment portfolio.
Why Are Investors Diversifying Their Portfolio?
Experts agree that the financial market is now even more fragile than pre-2008. Will your retirement portfolio weather the imminent financial crisis? Threats are many. Pick your poison..
The financial system would be in great peril if one or more big banks fail.
“When we get to a downturn, banks won’t have the cushion to absorb the losses. Without a cushion, we will have 2008 and 2009 again.”
Student debt, which has been on a steep rise for years, could figure greatly in the next credit downturn.
“There are parallels to 2008: There are massive amounts of unaffordable loans being made to people who can’t pay them”
The US national debt has spiked $1 trillion in less than 6 months!
“If we keep throwing gas on flames with deficit spending, I worry about how severe the next [economic] downturn is going to be–and whether we have enough bullets left [to fight it],”
Total household debt rose to an all-time high of $13.67 trillion at year-end 2019.
“Any type of secured lending backed by an asset that is overvalued should be a concern… that is what happened with housing.”
Get in touch with an expert using the button down below:
If you’re thinking about investing in gold, here are several advantages to consider.
Gold is considered a hedge against inflation
Gold and other precious metals have long been regarded as an intelligent choice against inflation. This is because, despite currency swings, it tends to keep its value and preserve your spending power over time.
“As inflation remains high, this could be an excellent time to increase allocations to gold,” says Frank Trotter, president of Battle Bank. “Over time, analysts have shown that gold is a good inflation hedge.”
The Personal Consumer Expenditures (PCE) index measures the prices that Americans spend on products and services. In 2022, the index ranged from 6% to 7%, which was substantially above the country’s historical standards. It was also substantially greater than the Federal Reserve’s goal rate of 2%.
According to economists, the economy may not reach that level until 2025, if at all, making gold an even more appealing investment to consider today.
“Based on recent economic data and the Fed’s position, it appears unlikely that the economic pain will be alleviated anytime soon.” In fact, it’s likely to become worse, says Richard Gardner, CEO of financial technology business Modulus Global.
You can diversify your portfolio with gold
When an economy enters a recession, so does the stock market. During a recession, real estate assets may also lose value. During an economic slump, however, gold can be an excellent strategy to assure a diverse portfolio. Diversification reduces your exposure to risky investments and mitigates the impact of any losses.
“If investors are anticipating a possible recession and possibly stagflation, reallocating into gold can be an appropriate choice as they reduce exposure to stocks and bonds,” Trotter adds.
Gold helps with liquidity
In a recession, liquidity — or the ability to swiftly sell assets for cash — is critical. If you run into financial difficulties, you can sell your assets and still pay your payments and other obligations.
Stocks, bonds, real estate, collectibles, and other tangible assets are often regarded as illiquid investments. They’re difficult to convert into useable dollars, especially when demand for those things is low. Who wants to buy rare artwork when they can’t pay their bills?
Gold, on the other hand, is extremely liquid and can be readily swapped for cash, making it an excellent investment during downturns. Gold is a useful addition to diversify a portfolio due to its price stability as well as its high value.
Major banks including Signature Bank and Silicon Valley Bank collapsed this year. Retirees like you and me lost millions of dollars while the whitehouse got a bailout. I have personally invested in precious metals and made serious returns. You can request a free guide on gold investingusing the button below: